Since 1984, APCO has developed deep expertise as a leading provider and administrator of F&I products for the auto industry. Built on a foundation of financial security and a commitment to understanding our customers’ needs, we’ve become a trusted partner to some of the most well-respected insurers, most successful dealerships and leading auto industry players. APCO brands deliver tailored F&I solutions through a network of partners including agents, franchise and independent dealers, lenders and manufacturers to help our diverse customers achieve their goals.
$3.5B+ in claims paid
11M+ protected drivers
35+ years experience
The industry’s only MotorTrend® Recommended Best Buy
Our core values are what drive us to seek innovation, generating passionate customers at every level and helping our partners succeed.
The key to success is creating passionate employees and customers.
Chairman & CEO, APCO Holdings
Finbarr (“Fin”) O’Neill joined the Board of APCO in February 2018 and was named CEO & Chairman in May 2019. Fin has over 20 years of experience as CEO with various companies in the automotive industry. Most recently, Mr. O’Neill was President and CEO of J.D. Power. In his 10 years with J.D. Power, Fin helped lead the firm through a period of dramatic expansion into data & analytics, and integration of strategic acquisitions including the NADA Used Car Guide and the used car pricing consumer website National Appraisal Guides. Previously, he served as CEO of Hyundai Motor America where he helped lead a brand turnaround, Mitsubishi North America, and Reynolds & Reynolds.
John Lee joined APCO in 1991 with the primary responsibility of developing and managing APCO’s insurance relationships and risk management policies and procedures. He was promoted to President in 2003 after having served in various positions, including Chief Operating Officer. Prior to joining APCO, John was a Claims Manager at General Group International and Maryland Casualty Company. He holds a B.A. from Furman University and an Honorary Degree in Foreign Studies from Kansai Gaidai University in Hirakatashi, Japan.
Chief Services Officer
Michael (Mike) A. Curran has been with APCO since 1985. In his tenure with the company, Mike has served as Vice President of Claims, Executive Vice President/Dealer Relations and Sr. Executive Vice President/Administrative Functions. However, his focus has remained the same: taking care of the customers to assure we meet or exceed their expectations.
Senior Vice President, Business Development
David DeCredico joined APCO as its Vice President for Reinsurance Programs in 2004 after spending the early part of his career in Public Accounting. David holds a Bachelor of Arts degree from Wake Forest University and a Masters of Science in Management from the Georgia Institute of Technology. David is also a licensed Certified Public Accountant. In 2007, in addition to managing EasyCare’s Dealer Reinsurance programs, he took on primary responsibility for Program Development and managed the relationships with all of APCO’s OEM and other private labels. In January 2014, he also took on responsibility for managing APCO’s Business Development team.
Chief Financial Officer
David joined APCO in February 2018 as Chief Financial Officer. He brings over 30 years of experience in the insurance and extended warranty industries. David has served as CFO for both publicly-held corporations as well as private-equity backed organizations. Most recently, he served as EVP and CFO of The Warranty Group. David received a Bachelor of Science degree in Accounting from Indiana University and is a Certified Public Accountant.
In his free time, David can be found spending time with his wife and four children, perfecting his golf swing, or cheering on the Indiana Hoosiers basketball team.
Senior Vice President of GWC Warranty and APCO Marketing
Matt McKenna joined APCO in 2019 as Senior Vice President of GWC Warranty and APCO Marketing. McKenna spent 15 years with Autotrader, now part of Cox Automotive, where he helped grow the business from a startup into the market-leading provider of third-party car-shopping sites (Autotrader.com & KBB.com) with more than $1 billion in annual revenue. Prior to joining Autotrader, he served in leadership roles with major automotive marketing agencies Campbell-Ewald and J. Walter Thompson, focused on the Chevrolet and Ford brands respectively. McKenna is a graduate of Michigan State University and the Harvard Business School Advanced Management Program.